Ramsey Personality, Personal Finance Expert

Rachel Cruze

Rachel Cruze is a personal finance expert, author, and Dave Ramsey's daughter. She specializes in budgeting, avoiding debt, and teaching kids about money. She hosts The Rachel Cruze Show and is a frequent co-host on The Ramsey Show.

Known For

BudgetingSmart Money Smart KidsLove Your Life, Not Theirs

Canon

The Debt Snowball Method

Novel

Financial Security vs. Emotional Peace: The Numbers Aren't Enough

Curious

Lifestyle Creep: Spending Rises to Match Income

Curious

Opportunity Cost: The Hidden Price of Every Choice

Curious

Ramsey Baby Steps

Novel

Sacrifice as the Foundation of Work and Covenant

Novel

Focus Only on What You Can Control

Canon

Books

■Smart Money Smart Kids(2014)

■Love Your Life, Not Theirs(2016)

Episodes

#Don’t Let Guilt Call The Shots On Your FinancesOct 27, 2026 #Living Without Debt Leads to Financial FreedomOct 23, 2026 #Your Future Is Worth the SacrificeOct 12, 2026 #Don’t Let Others Control Your FutureOct 8, 2026 #Your Money Habits Matter More Than MathOct 6, 2026 #The Hard Road Leads to FreedomOct 1, 2026 #Focus On What You Can Control With Your MoneySep 22, 2026 #It's Time to Face Your Financial RealitySep 17, 2026 #Wisdom Starts Where Debt EndsSep 16, 2026 #You Can’t Hack Your Way Out of DebtSep 10, 2026 #Your Goals Need Numbers, Not WishesSep 4, 2026 #You Can't Stumble Your Way Into Financial FreedomSep 3, 2026 #Stop Borrowing, Start Building WealthAug 28, 2026 #Behavior Matters More Than MathAug 25, 2026 #How Far Are You Willing To Go To Win?Aug 20, 2026 #Build Habits That Build WealthAug 14, 2026 #Change Your Mindset, Change Your LifeAug 7, 2026 #Discipline Is the Difference Between Broke and WealthyAug 4, 2026 #Wealth Doesn't Happen By AccidentJul 31, 2026 #One Decision Can Change EverythingJul 30, 2026 #Sacrifice To WinJul 28, 2026 #Take The First Step Toward the Life You WantJul 24, 2026 #When You Don't Have Payments, You Have More OptionsJul 17, 2026 #A Bigger Paycheck Won't Fix Bad Money HabitsJul 14, 2026 #You Don't Have to Stay StuckJul 6, 2026 #Financial Peace Is Built, Not BorrowedJun 30, 2026 #Wise Money Decisions Start With Clear PrioritiesJun 25, 2026 #Choose Lasting Wealth Over Temporary ComfortJun 23, 2026 #Stop Letting Others Call The Shots With Your MoneyJun 18, 2026 #Financial Chaos Doesn't Have to Define Your FutureJun 16, 2026 #Live from Anaheim: The Ramsey Show on TourJun 12, 2026 #Debt Is Always the Symptom of a Bigger ProblemJun 11, 2026 #If You Want Wealth Do What Wealthy People DoJun 9, 2026