Stop Borrowing, Start Building Wealth

Jade Warshaw and Rachel Cruze answer listener calls on whether to sell a house to invest, getting unstuck from debt, the dangers of borrowing to pay off a partner’s debt, rebuilding finances after divorce, and using savings to eliminate student loans. The episode covers foundational Ramsey advice on budgeting, the debt snowball, keeping a small emergency fund, and avoiding unnecessary risk. Listeners learn how to apply the Baby Steps to real-life money situations and why discipline with money leads to long-term financial peace.