The Hard Road Leads to Freedom

Jade Warshaw and Rachel Cruze take listener calls on five common money dilemmas: whether to add a child as an authorized credit card user, handling a contested inheritance, rebuilding after bankruptcy while in a relationship, using debt to expand a business, and deciding when to give up a low mortgage rate for a necessary move. Each question is answered through the lens of the Ramsey Baby Steps, focusing on long-term freedom over short-term comfort.