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The Ramsey Show · August 25, 2026 · 2h 7m

Behavior Matters More Than Math

Dave Ramsey and Rachel Cruze answer listener questions about a home purchased by a father-in-law without transferring the title, rebuilding retirement savings after cancer, spending tensions within a high-net-worth marriage, whether to sell a house or take a second job, and how to change financial habits. The conversations reinforce the Ramsey principle that lasting financial success depends on behavior, not just mathematical knowledge.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Preview

Behavior, Not Math, Drives Financial Success
The episode's title encapsulates a core Ramsey principle: personal finance is 80% behavior and only 20% head knowledge.
The $1 Million House That Isn't Yours
A caller explains that his father-in-law purchased a home for them, but the deed remains in the father-in-law's name.

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