You Can't Stumble Your Way Into Financial Freedom

George Kamel and Rachel Cruze answer listener calls on some of the most common—and stressful—money dilemmas. They guide a caller through the temptation to drain an emergency fund to pay off a house, another through the risk-reward of leaving a stable job for more income, and a third through the emotional challenge of convincing a reluctant spouse to get on board. Other callers weigh in on using a home equity loan to get out of debt faster and whether someone already in debt can afford a $40,000 car. Throughout, the Ramsey philosophy of Baby Steps, intense debt reduction, and spousal unity provides the backbone for every answer.