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The Ramsey Show · June 25, 2026 · 2h 7m
Wise Money Decisions Start With Clear Priorities
Dave Ramsey and Rachel Cruze take live calls from listeners facing common money dilemmas. Topics include how to afford a house when every dollar is budgeted, the challenge of combining finances after nearly two decades of marriage, whether to refinance a home to buy investment property, how much to spend on a wedding ring while paying off debt, and whether to invest in online courses to boost earning power. The hosts walk each caller through the Ramsey Baby Steps framework to help them clarify priorities and make progress.
This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.
Editorial
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A caller asks how they can afford to buy a house when their monthly budget is already allocated down to the last dollar.
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A couple married for almost two decades is struggling to merge their finances and asks how to finally combine bank accounts and budgets.
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A caller wonders if they should refinance their current home to free up cash for an investment property.
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A caller asks how much to budget for a wedding ring while they are still aggressively paying off debt.
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A caller considers spending money on online courses in hopes of earning a higher salary at work.
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