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The Ramsey Show · June 22, 2026 · 2h 7m
Develop Steady Habits That Create Lasting Wealth
George Kamel and Jade Warshaw take calls from listeners with pressing money questions. They discuss selling precious metals to pay off a mortgage, navigating a college-funding conflict with a child, determining the right emergency fund for a spouse diagnosed with dementia, the risks of tapping a Roth IRA for education, and a friend's suggestion to use HELOCs for real estate investing. The hosts provide guidance grounded in the Ramsey Baby Steps.
This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.
Editorial
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A caller asks whether liquidating a precious metals portfolio to pay off their home mortgage is a wise move.
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A parent shares that their daughter has stopped communicating after being told they will not go into debt to pay for college.
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A caller asks how large an emergency fund should be given a recent dementia diagnosis in the household.
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A parent admits to repeatedly withdrawing from their Roth IRA to cover a child’s college costs and asks about the consequences.
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A friend is recommending the caller use home‑equity lines of credit (HELOCs) to buy and renovate fixer‑uppers as a path to rapid real estate investing.
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