Building Wealth Means Defining Needs vs. Wants

Dave Ramsey and Jade Warshaw answer listener calls on a range of money and relationship issues. A couple struggles to get legally married after a church ceremony, while a husband debates using savings for a Roth conversion tax bill. Other calls involve buying out a home during divorce, handling whole life insurance being sold inside a church, and motivating a partner on disability to pursue side work. The hosts deliver practical, no-nonsense guidance grounded in Ramsey’s Baby Steps philosophy.