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The Ramsey Show · August 21, 2026 · 2h 9m

Wealth Is A Strategy, Not An Accident

Dave Ramsey and Jade Warshaw take calls on this episode of The Ramsey Show, tackling listener dilemmas about cosigning a mortgage for a parent, merging financial independence with a spouse still on a family cell phone plan, sticking to a food budget while traveling for work, financial panic after job loss, and conflicting views on tithing within a marriage. The hosts offer practical advice grounded in the Ramsey Baby Steps, emphasizing that building wealth requires deliberate planning.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Preview

Cosigning a mortgage for a parent: guilt vs. boundaries
A caller asks for advice on whether to cosign her mother’s mortgage, feeling guilty because her mother previously took out Parent PLUS loans for her education.
Adult children on parents' cell phone plans
A wife questions whether she is unreasonable for wanting her husband to get off his parents' cell phone plan.

3 more ideas & all timestamps

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