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The Ramsey Show · July 29, 2026 · 2h 7m

The Numbers Don't Lie

George Kamel and Dr. John Delony field financial questions from callers. Topics include what to do with a $400,000 scratch‑off lottery win, whether to abandon the Baby Steps after a big income cut, and the wisdom of buying a house when interest rates are high. The hosts offer practical, no‑nonsense guidance rooted in the Ramsey plan.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Highlights

A couple facing a 50% income reduction asked whether they should pause their Baby Steps.

Misc

A caller won $400k on a scratch‑off and needed a plan to manage the windfall.
One caller considered living on a sailboat after a disastrous experience with home ownership.
A couple worried about losing half their income asked whether to pause the Ramsey plan.
A soon‑to‑be college student feared going into debt with nothing saved.
A caller’s parents advised against buying a house because of current interest rates.
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