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The Ramsey Show · August 6, 2026 · 2h 7m

Make Hard Decisions Now So Future You Can Win

Dave Ramsey and Dr. John Delony take calls from listeners facing tough financial and life decisions. Topics include long-term planning for an autistic child, whether to sell a paid-off home to clear $100,000 in debt, a suspicious mortgage payoff offer, strategies to shift a business from survival mode to growth, and adding conditions to a will for an estranged daughter.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Highlights

Planning for a child with special needs
A mother asks how to prepare her finances and future care for her autistic daughter.
Selling a paid-for home to eliminate debt
A caller considers selling their mortgage-free house to pay off $100,000 in consumer debt.
Evaluating a mortgage payoff offer
A listener asks whether to trust a company offering to pay off their mortgage.
Moving a business from survival to thriving
A small business owner seeks advice on shifting from barely scraping by to real growth.
Placing conditions on an inheritance for an estranged child
A caller wonders whether to include behavioral conditions in their will for an estranged daughter.
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