The Mel Robbins Podcast · September 28, 2026 · 1h 8m

How to Stop Living Paycheck to Paycheck & Finally Get Ahead

Mel Robbins sits down with Vivian Tu, the personal finance educator known as Your Rich BFF. In a blunt but compassionate conversation, they tackle why getting ahead feels so hard right now and share practical strategies for anyone tired of being broke, behind on retirement, or overwhelmed by money. Tu insists that you are not the problem—you just need a different approach to spending, debt, earning, and investing.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Preview

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'Just spend less' is bad advice

Tu argues that telling people to simply cut expenses ignores the reality of rising costs and stagnant income; instead, she offers a system that actually helps you get ahead.

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A painless way to pay off debt

Tu describes a debt-elimination method designed to avoid deprivation, so you can maintain momentum while digging out.

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