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Masters of Scale · May 28, 2026 · 00:30:55

How to get better at money, with Carrie Joy Grimes

Carrie Joy Grimes, founder of WorkMoney, discusses the intersection of math and emotion in personal finance. Her nonprofit has reached 9 million members by helping people improve not just their financial outcomes but their psychological relationship with money itself. The episode explores why financial literacy alone fails without addressing the emotional patterns that drive spending and saving behavior.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Curious

Money anxiety and financial behavior are shaped by family patterns, peer comparison, and social status signals, not just individual choice.

Novel

Scaling financial wellbeing requires accessibility
WorkMoney scaled to 9 million members by making financial and emotional education accessible during crisis (COVID-19 pandemic), removing barriers to entry.

Highlights

Financial literacy alone is insufficient
Knowing personal finance principles doesn't change behavior without addressing underlying emotional patterns and beliefs about money.

Editorial

Money = Math + Feelings
Financial wellbeing requires both mathematical literacy and emotional awareness; ignoring either dimension leads to failure.
Money shame and secrecy block financial progress
Shame around money decisions and financial status prevents people from seeking help, learning, and improving their financial situation.

References

The Joy of MoneyCarrie Joy GrimesGrimes' guide to the emotional and mathematical dimensions of personal finance

Misc

WorkMoney scaled to 9 million members during COVID-19 pandemic
Grimes frames financial health as requiring both mathematical literacy and emotional awareness
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