Ask HTM - Selling an EV to Get Ahead, Juicing Your Down Payment Returns, and Hacking an HSA to the Max #1207

In this Q&A episode, Joel and Matt answer listener questions on a range of personal finance dilemmas. From the practicality of selling a Tesla before a second child arrives, to understanding the tax pitfalls of overfunding an HSA, boosting a down payment with bank bonuses, navigating life insurance after a cancer diagnosis, and using an AI tool to fight medical bills—each question prompts practical, money-savvy advice.