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How to Money · September 21, 2026 · 1h 4m

Ask HTM - New(ish) Phones, New(ish) Cars, and New Big Financial Goals! #1195

In this ask-us-anything episode, Joel and Matt tackle listener questions covering five personal finance situations. Topics include what to focus on after paying off a mortgage, whether to use power of attorney or a joint account to help aging parents, the cost-saving potential of driving an electric vehicle, where to buy a used iPhone to avoid full retail price, and how to choose between Venmo and Zelle for peer-to-peer payments. The hosts share practical perspectives on each question.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Preview

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Financial Goals After Paying Off a Home
The hosts answer a listener's question about what financial priorities to focus on after paying off their mortgage.
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Helping Aging Parents: Power of Attorney vs Joint Account
A listener asks whether to get power of attorney or set up a joint account to assist aging parents with finances.

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