Ask HTM - Affordable Bathroom Reno, Forging Family $ Values, and Trump Account Scam? #1192

How to Money opens the week with an Ask HTM episode built around five listener questions: aligning a couple on financial values, evaluating a Trump-related account that sounds like free money, deciding whether to consolidate 401(k) accounts, calculating a savings rate with employer contributions, and paying for a bathroom remodel to optimize rewards and cash back. Each question is presented as a prompt for the hosts' take. The format is rapid-fire and question-driven rather than a deep dive into one topic.