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How to Money · August 24, 2026 · 57m

Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183

Joel and Matt answer listener questions on HSAs, dividend stocks, getting into real estate through renovation and renting, and building cash reserves for retirement.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Editorial

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Is an HSA Worth It?
A listener questions whether investing in an HSA will meaningfully impact their finances, and the hosts provide their perspective.
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Cutting Bait on Individual Dividend Stocks
A listener who has been buying individual stocks with high dividend yields asks if it's time to reconsider that strategy.
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Getting Into Single-Family Rentals Through Renovation
A couple interested in entering single-family housing asks how to use renovation as a path to rental income.
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Building Multi-Year Cash Reserves for Retirement
A listener wants to know how to accumulate one to three years of cash reserves to cover retirement expenses.
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