How GoFundMe became America's backup plan

Decoder interviews Tim Cadogan, CEO of GoFundMe, about how the for-profit donation platform became essential infrastructure for medical bills, youth sports, and small business funding. The conversation covers Cadogan's takeover in March 2020, the company's decisions about what fundraising to allow, and why crowdfunding should not be treated as a replacement for government relief. It also addresses trust and moderation challenges, including impersonation claims and donations held in limbo.