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Craig Curelop on house hacking in a high-rate environment. Buy a duplex, live in one unit, rent the other. Your tenant pays your mortgage. The math still works even at 7% rates.
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Canon
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Curelop: most people who earn more simply spend more. House hacking forces you to live below your means by design — the discomfort of sharing a building is the mechanism that prevents lifestyle inflation.
Highlights
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House hacking is the highest-ROI first real estate investment because you live in your asset
Curelop: house hacking lets you use owner-occupied financing (3.5% down FHA) on an investment property. A $400K duplex requires $14K down and generates $1,500/month in rental income from the other unit.Was this useful?