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BiggerPockets Real Estate · August 15, 2025 · 55m

House Hacking 2.0: The 2025 Playbook

Craig Curelop on house hacking in a high-rate environment. Buy a duplex, live in one unit, rent the other. Your tenant pays your mortgage. The math still works even at 7% rates.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Canon

Curelop: most people who earn more simply spend more. House hacking forces you to live below your means by design — the discomfort of sharing a building is the mechanism that prevents lifestyle inflation.

Highlights

House hacking is the highest-ROI first real estate investment because you live in your asset
Curelop: house hacking lets you use owner-occupied financing (3.5% down FHA) on an investment property. A $400K duplex requires $14K down and generates $1,500/month in rental income from the other unit.
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