6 (Real) Ways to Get a 6% Mortgage Rate in 2027

In this episode, the hosts break down six practical strategies for locking in a mortgage rate of 6% or lower even as average rates stay elevated. They explain how to use seller-paid rate buydowns, assume existing low-interest loans, and take advantage of builder incentives on new construction. The discussion also covers concession limits and how a motivated seller can open the door to creative, below‑market financing. These tactics can shift a deal from losing money to cash flowing.