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Afford Anything · October 20, 2026 · 57m 40s

Q&A: $1 Million Invested, $100K a Year to Live On. Do We Ever Need to Save Again?

A couple with $1 million invested may never need to save another retirement dollar, because that money could grow to about $4 million if left alone. The harder question is which spouse keeps working for health insurance. Paula Pant and Joe Saul-Sehy answer listener questions about cutting back work after building a nest egg, finding part-time work, college planning for retirees, and whether renting is financially smart.

This summary was generated from show notes and public descriptions, not from a full transcript review. Details may contain inaccuracies.

Preview

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If you've saved enough that your investments will compound to your retirement target without further contributions, you can stop saving and just work to cover expenses.
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One spouse should carry health insurance00:10:18
When a couple considers one partner leaving the workforce, the other spouse should stay employed to maintain the family's health insurance coverage.

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